Capital Gains Tax Calculator
Sold an investment for a profit? In Canada only half your capital gain is taxable. Enter your sale price, what you paid, and your marginal rate to see the tax — and how lightly gains are taxed compared with regular income.
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Frequently asked questions
How are capital gains taxed in Canada?
Only 50% of a capital gain is taxable (the “inclusion rate”). That taxable half is added to your income and taxed at your marginal rate. So if you make a $20,000 gain, only $10,000 is taxed.
Why enter my marginal tax rate instead of my province?
Your gain is taxed at your top combined federal + provincial rate, which depends on your income and province. Entering it directly keeps the result accurate without us guessing your full tax situation.
Wasn’t the inclusion rate going up to 66.7%?
A 2024 federal proposal would have raised the inclusion rate to two-thirds on gains over $250,000, but it was not enacted. The rate remains 50%. Always check for current-year changes.
Do I pay this in my TFSA or RRSP?
No. Capital gains tax only applies in non-registered (taxable) accounts. Gains inside a TFSA are tax-free; gains inside an RRSP are tax-deferred until withdrawal.