Nova Scotia Deed Transfer Tax Calculator (2026)

On a $650,000 home in Nova Scotia, expect about $9,750 of deed transfer tax — due in cash at closing, on top of your down payment. Enter your price below for the exact number.

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How Nova Scotia's deed transfer tax works

Each municipality sets its own rate up to 1.5% — Halifax charges 1.5%, and most others charge 1–1.5% (a few rural municipalities charge none). Check your municipality's rate on the province's official deed-transfer-tax table, then enter it in the calculator above. Non-residents of Nova Scotia pay a provincial 10% on top unless they move to the province within six months of closing.

What you'd pay in Nova Scotia — worked examples

Purchase price Deed transfer tax
$400,000 $6,000
$500,000 $7,500
$650,000 $9,750
$800,000 $12,000
$1,000,000 $15,000

Computed from the 2026 schedule above at Halifax’s 1.5% rate, for NS residents. Small flat admin fees excluded.

How it works in Nova Scotia

Nova Scotia’s deed transfer tax is set by each municipality — Halifax charges the maximum 1.5%, most others 1–1.5%. Since April 1, 2025, buyers who aren’t Nova Scotia residents also pay a provincial 10% deed transfer tax on residential property unless they move to the province within six months.

Land transfer tax elsewhere in Canada

Or use the main land transfer tax calculator to compare every province at once, and see how land transfer tax works across Canada.

Frequently asked questions

How much is the deed transfer tax in Nova Scotia on a $650,000 home?

About $9,750 in 2026 at Halifax’s 1.5% rate. Use the calculator above for your exact price.

What is the Nova Scotia non-resident deed transfer tax?

Since April 1, 2025, buyers who aren’t Nova Scotia residents pay a provincial 10% deed transfer tax on residential property (up to 3 units) on top of the municipal tax — unless they move to Nova Scotia within 6 months of closing. Toggle “non-resident” in the calculator to see it.

Can I roll it into my mortgage?

No — land transfer tax is a closing cost paid in cash on closing day, on top of your down payment. See how land transfer tax works across Canada.